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Archive for the ‘Ethics’ Category

Where Does It End?

Saturday, May 7th, 2011

Okay, now it’s official. Pandora’s box has been opened; the cat’s out of the bag; pick your cliché.

The United States is now officially at war with its own citizens. The following headline in today’s New York Times says it all:

Drone Strike in Yemen Was Aimed at Awlaki

By Mark Mazzetti
Published: May 6, 2011

WASHINGTON — A missile strike from an American military drone in a remote region of Yemen on Thursday was aimed at killing Anwar al-Awlaki, the radical American-born cleric believed to be hiding in the country, American officials said Friday.

The recent military action against Osama bin Laden which resulted in his death at least could plausibly be interpreted as an attempt to “capture or kill” the al Qaeda leader. At least that’s the official story, though it is appearing more and more like the capture part of the equation was little more than an after-thought.

“Specific orders were issued to the SEALs… Bin Laden was to be captured, one official said, if he “conspicuously surrendered.”" 1

Opinions may differ about the definition of what constitutes conspicuous surrender. But there can be no doubt about the attack in Yemen. The United States didn’t give Awlaki even the illusion of a chance to surrender. The US flew a military mission over a sovereign nation – a nation with which we are not at war – to attempt to seek out and destroy an American citizen.

The ramifications of this are truly disturbing. It’s one thing to send in commandos to kill/capture a foreign national who has openly declared war on America and who himself claimed responsibility for the most heinous terrorist attack on our soil. It is another thing entirely to fire missiles at one of your own citizens.

I don’t know whether the US actually meant to kill Mr. al Awlaki or merely to send a message. The success rate of drone attacks in targeting individuals is, to date, rather poor. But the fact that they fired missiles at Awlai, a man whose “crimes” appear mainly to center on the fact that he gives fiery and influential sermons, only highlights the increasing willingness of the United States to use extra judicial killing as a means of dealing with its problems.

The attack on Thursday was part of a clandestine Pentagon program to hunt members of Al Qaeda in the Arabian Peninsula, the group believed responsible for a number of failed attempts to strike the United States, including the thwarted plot to blow up a transatlantic jet on Dec. 25, 2009, as it was preparing to land in Detroit.

The blatant speciousness of this paragraph – how can a program be “clandestine” if it appears on the front page of the New York Times – is only overshadowed by what it fails to say. Having identified Al Qaeda in the Arabian Peninsula as a recognizable group, one that is “believed responsible” for various and sundry thwarted plots against this nation, the Pentagon now asserts its right to launch seek and destroy missions to, in essence, kill anyone who is even “believed to be an operative of Al Qaeda” – even Americans.

As I have said before on this blog, if a president has cause to believe this nation is under attack he is duty bound to remove the threat. But there is a huge unspoken elephant in the room with regard to the actions against Mr. Awlaki: If the President feels he has the power to assassinate anyone he believes to be a threat to the United States, where does it end?

If the President feels comfortable enough with the idea of extra judicial killing that he will authorize its use to go after an American citizen in Yemen, could not future presidents use this precedent to go outside the law in dealing with other “threats” to the U.S.A.?
At the dawn of our nation, the federalists instituted the Alien and Sedition Act which imprisoned citizens for even criticizing the government. With the killing of bin Laden and the targeting of Awlaki, the Obama Administration seems to be upping the ante. If you give fiery anti-American sermons and incite others to fight violent acts, we will not even bother to capture you, try you, and incarcerate you; we will simply incinerate you.

Obama is a thoughtful man. I have no doubt that he exercised due caution before making this decision to send in a team of Seals to “capture” bin Laden. I wonder, however, if an equal amount of thought went into the drone attack on Awlaki – an act that could conceivably have more far reaching impact on foreign policy than the attack on bin Laden.

The killing of bin Laden was not a surprise to anyone. Even bin Laden himself acknowledged the reality of his situation – as witnessed by the measures he took to remain un-discovered. But the actions against Awlaki represent a huge leap towards the complete abandonment of anything remotely resembling a peaceful, lawful American foreign policy. It says to the rest of the world: if there is anyone in your country – including our own citizens – who we even think may be dangerous, we will kill them by any means at our disposal.

Gone is the illusion of the rule of law. Good bye is due process, Habeas corpus. Forget about Innocent until proven guilty? Fuggedaboutit! If we say you’re dangerous, we will kill you.

Under this policy, there is no limit to the killings that could occur. So I ask again,

Where Does it End?

Tags: Assassination, Awlaki, bin Laden, certaindoubt, drone, extrajudicial, government, Military, Obama, Thomas Vincent, Vincent, war, Yemen
Posted in Daily Rant, Ethics, Politics, government, law, warfare | No Comments »

Justice?

Thursday, May 5th, 2011

Justice: “the administration of law according to prescribed and accepted principles.”

In his speech to the nation following the raid and subsequent killing of Osama bin Laden, President Barack Obama was – perhaps for the first time in his presidency – seriously injudicious with his words.

His mistake? In referring to the death of bin Laden at the hands of a Seal Commando team, several times Obama used the word: “Justice.”

Was it relief after a tense situation? Was it elation that the mission had not blown up in his face, caused an international incident and possibly doomed his chances for re-election? Who knows. Whatever it was, it was an uncharacteristic mistake by a man who is usually very careful with his choice of words.

As Commander in Chief, the President is well within his rights to take any action he feels necessary to protect the citizens of his country from any real and present dangers to America and its citizens. This includes authorizing troops to use lethal force. Killing your enemy in battle, even a one sided surprise commando raid, may be considered necessary. But it is a huge mistake to consider such killing as “justice.”

Thinking of any military action as right and just sets a very dangerous precedent. In its own way, Obama’s calling the killing of bin Laden justice could ultimately be just as dangerous and inflammatory as his predecessor’s injudicious use of the word “crusade” to describe our invasions of Afghanistan and Iraq. If the Muslim world – and the rest of the world – perceives Obama as one who excuses all military actions as “just,” and even righteous, what is to keep him from sending helicopters full of soldiers into other countries and executing their citizens?

My favorite definition of the word justice is: “the administration of law according to prescribed and accepted principles.” As a Constitutional law scholar the President should know better than to wave around the “J” word when talking about military or para-military operations. Wars are messy. There is always collateral damage. Innocents get killed in the cross fire. Because of this, wars are, by definition, never about justice. You don’t send in a highly trained group of professional killers to mete out justice. No matter how bad a guy bin Laden was, storming into his house, shooting him twice in the head and dumping his body in the ocean cannot be thought of as the administration or even the enforcement of law.

Revenge? Maybe. Retribution? Certainly. But justice? I don’t think so.

When you can’t bring the accused back to face charges because of the outcry it would cause and the possible embarrassing things that might come out of a trial; when the results of your military action is so gruesome you can’t even release pictures of the accused man’s corpse for fear that it will inflame riots; when every aspect of said operation is secret and confidential, it may be the most expedient way to remove a threat to your country.

But it’s not justice.

I’m aware of the challenges of trying to neutralize a crazed religious zealot bent on martyrdom. It may well be that shooting bin Laden and making his body disappear was the only way to prevent his death from becoming a focal point for those bent on terrorism against the United States. No shrine, no body, no martyr. And, as I’ve said before, if one defines one’s actions as a “war on terror,” then taking out the enemy is a perfectly acceptable thing to do.

But you can’t call it justice.

In a perverse way, if we truly wanted to visit justice on Osama bin Laden, if we really wanted the punishment to fit the crime, we should try him, convict him, then pack a 747 full of jet fuel and fly it into his house. Better still, we should systematically identify all members of his family and fly planes into their houses.

I am sufficiently convinced that the President exerted due diligence before making the decision to send in the SEAL team. Unlike his predecessor, he pondered long and hard over the ramifications, weighed the pros and cons and ultimately decided that a commando strike was the best course to take. I don’t fault him for making the decision to go ahead. I do wish, however, that he’d been a little more careful in his choice of language.

There are enough people in the military who think surgical pre-emptive para-military strikes are righteous and just should be a regular part of our foreign policy. I don’t think they need any encouragement from the commander-in-chief.

Tags: Assassination, bin Laden, certaindoubt, governement, just, justice, Military, Obama, Osama bin Laden, right, SEAL, Thomas Vincent, Vincent
Posted in Daily Rant, Ethics, Politics, government, law, warfare | No Comments »

How to Become a Millionaire.

Friday, April 29th, 2011

I am constantly amazed at the naiveté of people seeking financial advice about retirement. Advisors usually begin and end by telling us to save, save, and save again. Admonishments to save money are not a bad thing. However, the unfortunate fact is that the promise of fiscal independence in old age is largely illusory. Why?Most of us will simply not make enough money to last us till we die. Consider the following article:

Start With $10,000 and Retire a Millionaire

by Jonathan Burton
Wednesday, April 27, 2011 MarketWatch

The 7% solution: Let money and time work for you, no matter your age.
The millionaire next door could be you.
All it takes is money and time; it always does. But what this really means is you have to save money over time, and that’s where so many of us struggle.

The premise here, the hook in the con if you will, is that all you need to do to have a million dollars in the bank is be frugal and save money.

Reaching age 65 with $1 million saved requires strong discipline and sustained effort. You need to recognize the importance of starting early and putting money away regularly. But even if you don’t have as much time, you still have options other than a last-ditch Hail Mary pass.
It can be done — even if you start with just $10,000.

To my way of thinking this is a huge leap from the initial premise. First we are told that all we need do to reach age 65 with $1 million large is to save money. Now it appears that before you embark on this savings journey you must first scrape together a stake of $10,000. The authors’ rationale for this nice round figure?

“Whether you’re 25 or 45 or even 55, you’ve got to start somewhere,” said Nathan Dungan, founder of financial education firm Share Save Spend.

Okay, for the sake of argument, let’s assume I have a rich and generous uncle who has left me $10K. How am I to get from that to $1million?

Call it a 7% solution. Assume a 7% inflation-adjusted return from a portfolio of U.S. and international stocks, bonds and cash — not overly aggressive, but an expected return that requires taking some risk — and living well within your means.

Assume a 7% inflation adjusted return? From stocks, bonds and cash? This is a huge assumption. Grand Canyon huge. And what do the authors mean by “some risk?” The mere fact that the author introduces risk into the equation means that there is a chance that if the economy tanks your 7% return could just as easily become a 7% loss. The author conveniently leaves this possibility out.

“In order to save, you have to understand your spending,” said Eric Kies, a financial adviser with The Planning Center, an investment manager in Moline, Ill. “Build some awareness of where you are now, where do you want to be, and what are you willing to do to get there.”

Of course there will be bumps along the road — potholes, even, that challenge your resolve. The financial markets love to shake and stir individual investors; don’t give up, because it may be hard to get back in.

“It’s less about where the money is invested and more about your ability to be disciplined,” Dungan said. “Ask yourself, What is realistic? What can I achieve? The best savers don’t have magical thinking about money. They’re honest with themselves.”

If we’re really to be honest about our money, starting out with assumptions like: a.) I have $10,000 to throw around and b.) that I can manage to find investments that cumulatively total 7% is the very essence of magical thinking. My Chase bank savings account yields a whopping .10%! If I purchase a one year CD I can raise it to .20%! Where is this magical investment that yields a 7% return? The author doesn’t say.

25 Years Old: Starting Out
Forty years is a long time. So long, in fact, that it’s easy to put off saving for the future. There are bills to deal with, college debt to pay, stuff to buy, vacations to take, a career to build.
Savings — sure, but who has money for that? Indeed, one of every three Americans between the ages of 18 and 33 have no personal savings, according to a recent Harris Poll survey. What’s more, 53% of this age group has zero in the way of retirement savings.

They’re missing out, big time. If a 25-year old with $10,000 invested $320 a month at a 7% annual compound rate of return until they turned 65, they would wind up with $1 million.

Okay, freeze the frame here. The author quotes a Harris poll saying 30% of young Americans have no personal savings, yet he also states that for his roadmap to work, everyone somehow has to magically have access to $10K. This makes no sense. If I have no savings, if I’m living from paycheck to paycheck, where the hell am I going to find $10,000?

Moreover, $320 a month doesn’t sound too bad. But multiply it by twelve and it adds up to $3840a year. If I’m making 10 dollars an hour, I’m clearing $400 a week and 1600 a month. This translates to $19,200 a year. Take out the cost of food, rent, utilities, and health care and the chance of having enough left each month to put $320 into a personal retirement investment account is slim to none. And we haven’t even mentioned money taken out for social security and taxes.

“There’s a reason why Albert Einstein called compounding the most powerful force in the universe,” said Jonathan Guyton, a principal at investment manager Cornerstone Wealth Advisors in Minneapolis.

Whether or not Einstein really said this, the math speaks for itself. At 7%, your money doubles every 10 years.

Okay, assuming the math is correct, what about this 7% figure? Inflation is currently at 2.86%. In recent years it has been as high as 4%. Thus in order to wind up with a total 7% return I actually have to come up with one that is quite a bit larger than 7%. Depending on what the stock market does and how the economy is faring, it might be difficult to build a portfolio that nets a 7% after inflation return.

And what if you haven’t got forty productive years to start socking money away? If you are approaching retirement and have no savings, even coming in to a $10k lottery payout isn’t going to allow you to become a millionaire. As the author admits older workers are up the financial creek sans paddle.

At 55, the amount needed to reach $1 million with a $10,000 bankroll is both comical and sad: $5,700 a month for 10 years.

$5,700 a month? That’s over $58,000 a year. I know plenty of folks who don’t make half that in salary a year. Under this scenario there’s no way for them to achieve the magical million dollar mark.
The sad fact is that even if they start when they are 25 year old, most people will not earn enough salary to be able to sock away even a fraction of the money necessary to achieve the author’s rags to riches scenario.

And even if they did, when they retire, a $1,000,000 nest egg that nets even a 3% return will only provide a fixed income of $30,000 a year. That might seem like a lot. But take out income tax, property tax, food, gas, shelter, and nursing care and the likelihood that our 65 year old retiree will have to start tapping that $1 million nest egg every year to pay for his or her health, maintenance, and welfare is almost certain.
Furthermore, if our saver lives another twenty years, and if they are forced to spend their savings in order to survive, a million dollars may not even be enough to see them through. One major or catastrophic illness and they could be wiped out and just as broke as if they hadn’t saved a dime.

The sad unstated fact in this whole article is that most of us really don’t stand a chance of being able to save our way to financial independence. And if the author were honest with us – and with himself – he would say so and not keep touting some magical, mythical “American Dream” that all we have to do to be secure in our old age is exhibit fiscal discipline and good savings habits.

The only people who really stand a chance at socking away enough money for a comfortable retirement are those who start out with large inheritances or those who earn really large salaries and bonuses.

You can work your fingers to the bone, but unless you’re really fortunate, your chances of even being able to pay your bills at the end of your life are slim. Sorry to be the bearer of bad news but facts are facts.

Tags: economics, investment, Millionaire, nest egg, poor, retirement, rich, savings
Posted in Daily Doubt, Ethics, Politics, economics, media | No Comments »

Believe

Thursday, April 14th, 2011

In every good presidential speech there is a theme, a meme, or a basic idea. Usually it is typified by a catchy phrase: From Gerald Ford’s lame “Whip inflation Now,” to JFK’s “Ask not what your country can do for you…,” to even Martin Luther King’s “I have a dream.”

In every one of his speeches President Obama has tried to emulate this. But I very much fear that his rhetorical efforts are starting to ring hollow. After rallying the electoral troops with his one word slogan “Hope” and the inspirational, “Change is coming to America,” Obama’s recent efforts such as the tepid “Win The Future,” make President Obama sound like a caricature of candidate Obama.

Now we have his latest speech. Given ostensibly to address the budget deficit, the national debt, and what to do about it it has been hailed by many as a “watershed moment in his presidency. If his choice of tagline was any indication, however, we are all in a lot of trouble.

Believe.

That’s it. That’s the whole speech. That’s what his whole economic plan comes down to.

Believe.

In the speech at George Washington University the President used the word twenty-seven times. I believe, you believe, we believe, most Americans believe. It’s almost as if he was lecturing on grammar and not economics.

The main thing wrong with Mr. Obama’s choice of catch phrase is it requires the American people to believe, not in their country, not in an ideal of freedom and justice, but rather in their President’s desire, strength, and toughness to defend those ideals from the greed of big business and multi-millionaires. Unfortunately, given his record since entering office I no longer believe he has the stuff necessary to stand up for the little guy and fight for the “kind of country that we believe in.”

It was bad enough that Mr. Obama use of the word “believe” to try and rally people to his cause. “But we do not have to sacrifice the America we believe in.” However, his application of the word to the very people he intends to ask for sacrifice is downright pitiful: “I believe reform should protect the middle class, promote economic growth, and build on the fiscal commission’s model of reducing tax expenditures so that there’s enough savings to both lower rates and lower the deficit…. I believe that most wealthy Americans would agree with me. They want to give back to their country, a country that’s done so much for them.”

My God, on the one hand he’s telling us that rich folk have made out like bandits due to tax breaks (which he admits he voted for) and on the other hand he’s trying to convince us that aw shucks, in their heart of hearts, corporate CEOs really “…want to give back to their country, a country that’s done so much for them.” Not to put too fine a point on it but if President Obama truly believes that the super wealthy want to give back to their country, I have some ocean front property in Death Valley to show him. ”

If Obama had any cajones at all, he wouldn’t be wheedling and cajoling and trying to convince us that the “American dream” is still alive and well, if only we believe. He wouldn’t be exhorting us all to believe that republicans and their wealthy overlords are really decent people at heart who want what’s best for the country.

Baloney!

The Koch Brothers could care less about America, democracy, or caring for the poor and indigent. Rupert Murdoch certainly does not believe in the vision of America that Obama tries to lay out in his speech. At times in his speech, Obama seems almost as if he’s trying to convince himself to believe that “… somewhere lost in this quagmire of petty bickering on every news station, the ‘American Dream’ is still alive…”

If Mr. Obama truly believed in the vision that he was trying to sell the American people, he could do much for his believability by choosing to surround himself with a different crew of advisors. As Glenn Greenwald so pithily put it: “…does anyone think that Bill Daley, Tim Geithner and his army of Rubin acolytes and former Goldman Sachs executives are sitting around in rooms desperately trying to prevent budget cuts and entitlement “reforms”?”

I make no excuses for the fact that I don’t believe the American Dream is alive and well. Sadly,judging from his economic team and his record of caving anytime the Republicans’ millionaire masters order up more tax breaks for themselves, I don’t really think Obama believes it himself.

The country is being screwed by the rich. Until such time as President Obama acknowledges this fact and institutes policies designed to prevent it, I’m afraid I have little hope that that anything he does will make average Americans’ lives better…

That’s what I believe… and I’m sticking to it.

Tags: believe, certaindoubt, deficit, doubt, economy, Ethics, Greenwald, Obama, poor, republican, rich, Ryan, Thomas Vincent, Vincent
Posted in Daily Doubt, Ethics, Politics, economics, government, media | No Comments »

WAKE UP!

Wednesday, April 13th, 2011

In a recent article in Truthdig [and other sites] columnist Robert Scheer sums up the insane nature of the current “debate” about which direction America should take to solve its economic woes:

It’s convenient for them [the wealthy]that the media and the politicians, which they happen to own, rarely connect the dots between the scams that made the rich so rich and the alarming rise in the federal debt that is crushing this nation.

The result of this purchased public myopia is that we are left with an absurd debate over how deeply to cut teachers’ pensions and seniors’ medical benefits while preserving tax breaks for the superrich and their large corporations. At a time when 10 million American families will have lost their homes by year’s end, when $5.6 trillion in home equity has been wiped out, when most Americans face steep unemployment rates and stagnant wages, a Democratic president is likely to compromise with Republican ideologues who insist that further cuts in taxes for the rich is the way to bring back jobs.

Let’s deal right off with that canard. There is currently no shortage of corporate profits or excessive executive compensation to explain away the failure of the private sector to create jobs. On the contrary, as The New York Times reports, “In the fourth quarter, profits at American businesses were up an astounding 29.2 percent, the fastest growth in more than 60 years. Collectively, American corporations logged profits at an annual rate of $1.678 trillion.” And to add insult to injury, the top executives, who seem unable or unwilling to create jobs or adequately reward their workers, have increased their own compensation by a whopping 12 percent over the previous year, setting the median pay at $9.6 million per year for those in control of the leading 200 companies.

For the vast majority of Americans – yes, that means you – tax cuts for the rich will not help you. There is nothing about a tax cut for wealthy people and corporations that will guarantee jobs in your neighborhood. All that tax cuts for the rich do is make the rich richer.

The current debate about how best to balance the budget is obscene in the extreme. As a working American how can you even consider balancing the budget by slashing social programs that provide services which you need in favor of providing tax cuts for billionaires? It makes no sense.

In her recent book, “Never Say Die,” author Susan Jacoby points to one area where cuts in social spending will cause untold harm to millions of Americans. “Social security payments account for more than 80 percent of the income of half the Americans over age sixty-five who live on less than $19,000 a year. And when one considers the Congressional Research Service’s finding that three-fourths of Americans over sixty-five have annual incomes under $34,000, it is obvious that Social Security is desperately needed by everyone but the small minority of the super rich.”

Virtually everyone in the Nation knows someone who depends on Social Security, Medicare, or Medicaid. Yet, elected officials like Representative Paul Ryan who stand and blithely insist that, in essence, the way to solve our problems is by balancing the budget by slashing programs that benefit destitute old people, continue to get elected. Why?

Unless you are a multi-millionaire making over a million dollars a year, if you vote for any candidate that proposes lowering taxes on the rich and multinational corporations YOU ARE A FOOL!

If you pull the lever in the voting both for any candidate that proposes slashing social programs, YOU ARE BEING PLAYED!

Wake up people!

Tags: budget, certaindoubt, economics, government, poor, rich, Scheer, Social Security, super rich, tax cuts, taxes, Thomas Vincent, Vincent
Posted in Daily Rant, Ethics, Politics, economics, government, media | No Comments »

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